Loan Programs
Loan Programs

Loan Programs for Raleigh, NC Homebuyers & More

At Integrated Funding, we’re not your average Raleigh-based mortgage company. What sets us apart? Our rates, fees, customer service and attention to detail. We take a personal approach with every client who contacts our office as we figure out what their specific mortgage needs are, then work with them to find a solution.

Whether you’re buying a new home, a second home or an investment property, or seeking to refinance, we can help you out. Our Raleigh mortgage advisors will work with you to make sure you get the services you need.

We work with a variety of loan programs, including USDA loans, HARP loans, FHA loans, VA loans and more, helping clients buy homes in Raleigh, Charlotte, Wilmington and throughout North Carolina.

FHA Loans

FHA loans are backed by the Federal Housing Administration and are ideal for those who want to buy a home, but can’t afford a large down payment or have less than perfect credit.

VA Loans

Veterans may be eligible for VA loans. These loans help service members, veterans and eligible surviving spouses buy a home. They typically have more favorable terms because a portion of the loan is guaranteed by the VA.

HARP Loans

shutterstock_131627348HARP loans offer an affordable way to refinance a home mortgage in order to get a new, more affordable and more stable mortgage. You may qualify for this loan if you’re not behind on mortgage payments but haven’t been able to do a traditional refinance because the value of your home has declined.

USDA Loans

USDA loans come from the United States Department of Agriculture. They are designed to help low- or moderate-income households buy homes in rural areas.These loans offer very low interest rates and don’t require a cash down payment.

Jumbo Loans

Jumbo loans are required for mortgages that exceed $417,000 for a single-family home and $801,950 for a multi-unit property in the United States, excluding Hawaii and Alaska.

Call Integrated Funding in Raleigh to Learn More About Mortgages & Loans

For more information about any of these loan programs, or other loan programs not mentioned on this page, contact Integrated Funding’s Raleigh mortgage office today. We’re conveniently located near the North Hills shopping center, making us accessible to Cary, Wake Forest and other locations throughout the NC Triangle.

We work with self-employed clients as well, helping them fill out the necessary paperwork. We look forward to hearing from you!

Integrated Funding is proud to offer guidance and assistance with a variety of loan programs in the North Hills area and throughout Raleigh, Cary, Apex, Wake Forest, and surrounding areas of North Carolina, including Charlotte and Wilmington.