USDA Loans

Assistance With a USDA Loan in Raleigh, NC

At Integrated Funding, a Raleigh, NC mortgage company, we specialize in helping residents of Raleigh, Cary, Wilmington, Charlotte and beyond find their ideal mortgage solution. One of the ways we do this is by looking at all available loan options and programs and helping our clients apply for them. A loan option some clients may qualify for is a USDA loan.

What is a USDA Loan?

The United States Department of Agriculture gives out several different types of loans that help low- or moderate-income people buy, repair or renovate homes in a rural area. The details are of the loans are all different, but they all offer very low effective interest rates and don’t require a cash down payment.

Wondering if you qualify for a USDA loan? Contact Integrated Funding for help deciding if this loan is for you. You do need a decent credit history, and not all properties qualify. Our Raleigh mortgage advisors will help you sort through the specifics.

Single Family Guaranteed Housing Loan

The Single Family Guaranteed Housing Loan is a type of USDA loan for moderate income households. To qualify for this type of loan, your income can’t exceed more than 115 percent of the median income for the area. You must have a reasonable credit history and be able to pay the mortgage payments, taxes and insurance payments for the property. The interest rates on these loans are very competitive and are fixed for 30 years.

Integrated Funding is proud to offer guidance and assistance with a variety of loan programs including USDA loans in the North Hills area and throughout Raleigh, Cary, Apex, Wake Forest, and surrounding areas of North Carolina, including Charlotte and Wilmington.