Are you thinking about buying a new home or a vacation home, or investing in a property in Charlotte, NC? Integrated Funding is here to help. We have years of experience providing homeowners with home loans, home refinancing options, and mortgage solutions to help make the home buying process a little easier.
Why are we the go-to mortgage company in Charlotte, NC? Not only do we provide our clients with excellent customer service, but we also offer them affordable rates, no upfront fees or hidden costs, and the utmost attention to detail to their specific case. At Integrated Funding, it is our goal to provide you with customized solutions for your home mortgage needs. Contact us today to get started!
Our Home Loan Process in Charlotte
Before you begin applying for a home loan with one of our mortgage advisors, here are the steps that you should expect during the Charlotte home loan process:
- Completion of loan application. The start of the Charlotte home loan process begins by filling out a loan application. While filling out the application, you will need to provide income and asset documentation.
- Loan application processing. Once you’ve completely filled out your home loan application, your loan advisor will process it and review it for accuracy and completeness.
- Preliminary approval process. Once your loan advisor has finished reviewing your application, they will process it and you will be given preliminary approval by an underwriter. You may also need to provide additional documentation, clarification and information for some parts of your application.
- Final loan application approval. When all of the requested information is submitted, an underwriter will review your application. Once they give it final approval, an individual from the closing team will gather all the documents necessary for your loan closing.
- Review and signing of the final closing documents. During the loan closing, you will meet with an attorney to review and sign all of the final closing documents.
Ready to schedule an appointment with one of our Charlotte mortgage advisors? Contact us today at (877) 556-7635. We would also be happy to give you a free estimate on any of our home mortgage solutions.
Along with Charlotte, Integrated Funding is proud to provide home loans and home refinancing options to homeowners in Concord, Gastonia, Rock Hill, Huntersville, Monroe, and surrounding areas in NC.